3123 Cedar StScottdaleGA30079
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 3123 Cedar St, Scottdale, GA, 30079 in Scottdale is narrow, $35/mo net on $3,808/mo rent after the $2,787/mo debt service, but the property operates at break-even-plus, not a loss. At $619,900 with a 7.37% yield, the long-run equity case via 5% appreciation ($171,267 over five years) and $5,709/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $237,099.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $35 | $350 |
City averages based on Scottdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,808 |
| Total Monthly Debt Service | $3,526 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30079, Scottdale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,729 (100%) |
| Owner Occupied HU | 710 (41.1%) |
| Renter Occupied HU | 910 (52.6%) |
| Vacant Housing Units | 109 ( 6.3%) |
| Median Home Value | $402,454 |
| Average Home Value | $435,197 |
Housing Distribution
Address Breakdown
Residential
1,638
Single Family
1,638
Multi-Family
0
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30079, Scottdale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,729 (100%) |
| Owner Occupied HU | 710 (41.1%) |
| Renter Occupied HU | 910 (52.6%) |
| Vacant Housing Units | 109 ( 6.3%) |
| Median Home Value | $402,454 |
| Average Home Value | $435,197 |
Housing Distribution
Address Breakdown
Residential
1,638
Single Family
1,638
Multi-Family
0
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices