3120 Live Oak Blvd UNIT 76Yuba CityCA95991
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3120 Live Oak Blvd UNIT 76, Yuba City, CA, 95991 in Yuba City speaks for itself: 18.06% gross on a $139,500 price, generating $2,100/mo in rent and $1,237/mo in net income after the $627/mo debt service. DSCR 3.35, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,844 stacks alongside $38,541 in projected five-year appreciation and $1,285/yr in principal reduction. Projected total cumulative return: $132,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.1% | 6.0% |
| Monthly Cash Flow | $1,237 | $1,500 |
City averages based on Yuba City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $807 |
| DSCR Ratio | 2.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95991, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,431 (100%) |
| Owner Occupied HU | 7,387 (47.9%) |
| Renter Occupied HU | 7,327 (47.5%) |
| Vacant Housing Units | 717 ( 4.6%) |
| Median Home Value | $394,670 |
| Average Home Value | $425,523 |
Housing Distribution
Address Breakdown
Residential
15,033
Single Family
12,856
Multi-Family
2,177
Businesses
1,434
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95991, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,431 (100%) |
| Owner Occupied HU | 7,387 (47.9%) |
| Renter Occupied HU | 7,327 (47.5%) |
| Vacant Housing Units | 717 ( 4.6%) |
| Median Home Value | $394,670 |
| Average Home Value | $425,523 |
Housing Distribution
Address Breakdown
Residential
15,033
Single Family
12,856
Multi-Family
2,177
Businesses
1,434
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jack Haight • Coldwell Banker Associated Brokers
Mls Name: MetroList Services of CA
Mls ID: #225061266