3120 E John L AveKingmanAZ86409
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3120 E John L Ave, Kingman, AZ, 86409 in Kingman speaks for itself: 14.82% gross on a $129,900 price, generating $1,604/mo in rent and $837/mo in net income after the $584/mo debt service. DSCR 2.75, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,038 stacks alongside $35,889 in projected five-year appreciation and $1,196/yr in principal reduction. Projected total cumulative return: $102,908.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 4.8% |
| Monthly Cash Flow | $837 | $1,200 |
City averages based on Kingman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,604 |
| Total Monthly Debt Service | $716 |
| DSCR Ratio | 2.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1982
0.30 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1982
0.30 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices