312 Stone StOneidaNY13421
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oneida at 312 Stone St, Oneida, NY, 13421 uses $71,239 cash to close to unlock $6,513/yr annual cash flow and $543/mo monthly cash flow. Total monthly income runs $1,978/mo, and a $1,052/mo payment keeps the spread at $543/mo. Purchase price stands at $214,900, and rental yield measures 11.05% with $1,978/mo rent. Return on cash invested shows 29.05% in year one, and 5% annual appreciation builds toward $59,373 over five years. Five-year ROI reaches 152.52% and total cumulative return in cash records $108,654. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,978/mo property income covering a $1,052/mo payment rather than investor’s personal income.
Single Family
Built in 1865
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13421, Oneida, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,145 (100%) |
| Owner Occupied HU | 3,407 (55.4%) |
| Renter Occupied HU | 2,160 (35.2%) |
| Vacant Housing Units | 578 ( 9.4%) |
| Median Home Value | $191,504 |
| Average Home Value | $268,352 |
Housing Distribution
Address Breakdown
Residential
5,713
Single Family
5,287
Multi-Family
426
Businesses
491
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