312 Johnson AveRostraver TownshipPA15012
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 312 Johnson Ave, Rostraver Township, PA, 15012 in Rostraver Township worth modelling. At $145,000 with a 9.47% gross yield, the $1,144/mo rent leaves $194/mo after the $652/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.75 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $40,061 by year five; $1,335/yr in principal reduction adds further equity. Total projected return: $67,702.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $194 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,144 |
| Total Monthly Debt Service | $892 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
10,062 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15012, Belle Vernon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,524 (100%) |
| Owner Occupied HU | 5,239 (69.6%) |
| Renter Occupied HU | 1,612 (21.4%) |
| Vacant Housing Units | 673 ( 8.9%) |
| Median Home Value | $230,954 |
| Average Home Value | $270,190 |
Housing Distribution
Address Breakdown
Residential
7,196
Single Family
7,017
Multi-Family
179
Businesses
656
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
10,062 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15012, Belle Vernon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,524 (100%) |
| Owner Occupied HU | 5,239 (69.6%) |
| Renter Occupied HU | 1,612 (21.4%) |
| Vacant Housing Units | 673 ( 8.9%) |
| Median Home Value | $230,954 |
| Average Home Value | $270,190 |
Housing Distribution
Address Breakdown
Residential
7,196
Single Family
7,017
Multi-Family
179
Businesses
656
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vera Siguta • REALTY ONE GROUP GOLD STANDARD
Mls Name: WPMLS
Mls Provider:
Mls ID: #1669793
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.