312 E 4th StAnacondaMT59711
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 312 E 4th St, Anaconda, MT, 59711 in Anaconda at $250,000 earns $1,639/mo in rent and nets $178/mo after the $1,124/mo payment, a 7.87% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $105,901.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $178 | $850 |
City averages based on Anaconda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,639 |
| Total Monthly Debt Service | $1,362 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59711, Anaconda, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,149 (100%) |
| Owner Occupied HU | 3,252 (52.9%) |
| Renter Occupied HU | 1,293 (21.0%) |
| Vacant Housing Units | 1,604 (26.1%) |
| Median Home Value | $243,478 |
| Average Home Value | $378,800 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
4,280
Multi-Family
101
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59711, Anaconda, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,149 (100%) |
| Owner Occupied HU | 3,252 (52.9%) |
| Renter Occupied HU | 1,293 (21.0%) |
| Vacant Housing Units | 1,604 (26.1%) |
| Median Home Value | $243,478 |
| Average Home Value | $378,800 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
4,280
Multi-Family
101
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices