31186 State Highway 35WoodvilleAL35776
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 31186 State Highway 35, Woodville, AL, 35776 in Woodville at $397,700. Rent of $2,286/mo nets $41/mo after debt service. The 6.9% yield and 1.28 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $109,877 by year five, and $3,663/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $152,542.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 8.0% |
| Monthly Cash Flow | $41 | $1,500 |
City averages based on Woodville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,286 |
| Total Monthly Debt Service | $2,087 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35776, Woodville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,239 (71.1%) |
| Renter Occupied HU | 296 (17.0%) |
| Vacant Housing Units | 208 (11.9%) |
| Median Home Value | $139,015 |
| Average Home Value | $198,501 |
Housing Distribution
Address Breakdown
Residential
1,614
Single Family
1,598
Multi-Family
16
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35776, Woodville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,239 (71.1%) |
| Renter Occupied HU | 296 (17.0%) |
| Vacant Housing Units | 208 (11.9%) |
| Median Home Value | $139,015 |
| Average Home Value | $198,501 |
Housing Distribution
Address Breakdown
Residential
1,614
Single Family
1,598
Multi-Family
16
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices