31132 County Street 2470CarnegieOK73015
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder31132 County Street 2470, Carnegie, OK, 73015 in Carnegie is a stable, well-positioned rental at $190,000. Rental yield 7.47%. DSCR 1.38 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $52,494 in value and $1,750/yr in principal paydown builds equity, a total projected return of $70,227.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(31) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,182 |
| Total Monthly Debt Service | $1,138 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73015, Carnegie, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,236 (100%) |
| Owner Occupied HU | 651 (52.7%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 364 (29.4%) |
| Median Home Value | $93,276 |
| Average Home Value | $148,998 |
Housing Distribution
Address Breakdown
Residential
731
Single Family
708
Multi-Family
23
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73015, Carnegie, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,236 (100%) |
| Owner Occupied HU | 651 (52.7%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 364 (29.4%) |
| Median Home Value | $93,276 |
| Average Home Value | $148,998 |
Housing Distribution
Address Breakdown
Residential
731
Single Family
708
Multi-Family
23
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices