3113 Mossy Rock Rd SEOwens Cross RoadsAL35763








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Owens Cross Roads at 3113 Mossy Rock Rd SE, Owens Cross Roads, AL, 35763 generates $2,595/mo in rent, after a $2,570/mo payment. Total monthly income is $2,595/mo. Return on cash invested sits at 16.92% in year one, and rental yield is 5.93% on a $525,000 entry. Equity gained on principal adds $3,388/yr, while 5% annual appreciation builds toward $145,048 over five years. Five-year ROI reaches 86.26% and total cumulative return in cash sums $149,001. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,595/mo property income rather than buyer’s personal income.
Single Family
Built in 2008
0.33 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35763, Owens Cross Roads, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 7,738 (84.1%) |
| Renter Occupied HU | 1,165 (12.7%) |
| Vacant Housing Units | 303 ( 3.3%) |
| Median Home Value | $436,995 |
| Average Home Value | $478,066 |
Housing Distribution
Address Breakdown
Residential
9,173
Single Family
9,173
Multi-Family
0
Businesses
322
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Nearby investment properties with comparable prices



Listed by: Rob Abercrombie • Capstone Realty Stovehouse
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21886652
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS






