3113 Fm 2615VictoriaTX77905
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 3113 Fm 2615, Victoria, TX, 77905 in Victoria is the 1.51 coverage ratio: rent of $3,125/mo versus a $2,068/mo debt payment on a $460,000 property. Rental yield 8.15%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $127,090 by year five, with $4,237/yr in equity from paydown. Total projected cumulative return: $166,928.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $(146) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,125 |
| Total Monthly Debt Service | $3,088 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77905, Victoria, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,272 (100%) |
| Owner Occupied HU | 5,510 (75.8%) |
| Renter Occupied HU | 1,038 (14.3%) |
| Vacant Housing Units | 724 ( 10.0%) |
| Median Home Value | $265,061 |
| Average Home Value | $283,069 |
Housing Distribution
Address Breakdown
Residential
6,244
Single Family
6,244
Multi-Family
0
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77905, Victoria, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,272 (100%) |
| Owner Occupied HU | 5,510 (75.8%) |
| Renter Occupied HU | 1,038 (14.3%) |
| Vacant Housing Units | 724 ( 10.0%) |
| Median Home Value | $265,061 |
| Average Home Value | $283,069 |
Housing Distribution
Address Breakdown
Residential
6,244
Single Family
6,244
Multi-Family
0
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices