3112 W 16th StLittle RockAR72204
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Little Rock rental at 3112 W 16th St, Little Rock, AR, 72204 sits in the solid-income band: 11.29% gross yield, $1,035/mo rent, $351/mo net after the $463/mo debt service, DSCR 2.24. Entry price of $103,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $28,457 and $949/yr in principal reduction bring total cumulative return to $65,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 7.1% |
| Monthly Cash Flow | $351 | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,035 |
| Total Monthly Debt Service | $578 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72204, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,609 (100%) |
| Owner Occupied HU | 6,832 (46.8%) |
| Renter Occupied HU | 5,984 (41.0%) |
| Vacant Housing Units | 1,793 (12.3%) |
| Median Home Value | $137,980 |
| Average Home Value | $206,743 |
Housing Distribution
Address Breakdown
Residential
14,189
Single Family
12,732
Multi-Family
1,457
Businesses
1,146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72204, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,609 (100%) |
| Owner Occupied HU | 6,832 (46.8%) |
| Renter Occupied HU | 5,984 (41.0%) |
| Vacant Housing Units | 1,793 (12.3%) |
| Median Home Value | $137,980 |
| Average Home Value | $206,743 |
Housing Distribution
Address Breakdown
Residential
14,189
Single Family
12,732
Multi-Family
1,457
Businesses
1,146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brooke Wilson • PorchLight Realty
Mls Name: CARMLS
Mls ID: #25025304