3111 Redcoat LnSacramentoCA95827
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3111 Redcoat Ln, Sacramento, CA, 95827 in Sacramento at $280,691 earns $1,899/mo in rent and nets $163/mo after the $1,262/mo payment, a 8.12% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $77,550 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $2,585/yr in principal paydown, total projected return reaches $116,916.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $163 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,899 |
| Total Monthly Debt Service | $1,625 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95827, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,881 (100%) |
| Owner Occupied HU | 4,462 (56.6%) |
| Renter Occupied HU | 3,184 (40.4%) |
| Vacant Housing Units | 235 ( 3.0%) |
| Median Home Value | $453,363 |
| Average Home Value | $454,159 |
Housing Distribution
Address Breakdown
Residential
7,704
Single Family
6,675
Multi-Family
1,029
Businesses
1,339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95827, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,881 (100%) |
| Owner Occupied HU | 4,462 (56.6%) |
| Renter Occupied HU | 3,184 (40.4%) |
| Vacant Housing Units | 235 ( 3.0%) |
| Median Home Value | $453,363 |
| Average Home Value | $454,159 |
Housing Distribution
Address Breakdown
Residential
7,704
Single Family
6,675
Multi-Family
1,029
Businesses
1,339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brenda Saephanh • PMZ Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225147130