3110 Riverside DrPine BluffAR71602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3110 Riverside Dr, Pine Bluff, AR, 71602 in Pine Bluff is a solid income-producing rental, 11.49% gross yield, $1,082/mo rent, $403/mo net cash flow on a $113,000 buy. DSCR 2.13 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $31,220 and $1,041/yr in principal reduction project a total cumulative return of $68,702.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 7.0% |
| Monthly Cash Flow | $403 | $300 |
City averages based on Pine Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,082 |
| Total Monthly Debt Service | $634 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1976
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71602, White Hall, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,235 (100%) |
| Owner Occupied HU | 4,275 (59.1%) |
| Renter Occupied HU | 2,074 (28.7%) |
| Vacant Housing Units | 886 (12.2%) |
| Median Home Value | $171,678 |
| Average Home Value | $180,074 |
Housing Distribution
Address Breakdown
Residential
6,792
Single Family
6,505
Multi-Family
287
Businesses
495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1976
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71602, White Hall, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,235 (100%) |
| Owner Occupied HU | 4,275 (59.1%) |
| Renter Occupied HU | 2,074 (28.7%) |
| Vacant Housing Units | 886 (12.2%) |
| Median Home Value | $171,678 |
| Average Home Value | $180,074 |
Housing Distribution
Address Breakdown
Residential
6,792
Single Family
6,505
Multi-Family
287
Businesses
495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Martha C Womack • Lunsford & Associates Realty Co.
Mls Name: CARMLS
Mls ID: #25040396