3109 Cross Creek CtSaint CloudFL34769








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Cloud at 3109 Cross Creek Ct, Saint Cloud, FL, 34769 with 5% annual appreciation on a $112,000 basis while $884/mo rent supports operations. Total monthly income totals $884/mo and a $548/mo payment preserves $141/mo for cash returns. Annual cash flow comes to $1,691/yr on $37,128 deployed, and return on cash invested reaches 24.46% in year one. Equity gained on principal adds $723/yr, and five-year appreciation sums $30,944 alongside rental yield of 9.47%. Five-year ROI measures 127.84% and total cumulative return in cash totals $47,463.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $884/mo property income versus a $548/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Manufactured
Built in 1990
1,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34769, Saint Cloud, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,954 (100%) |
| Owner Occupied HU | 7,327 (61.3%) |
| Renter Occupied HU | 3,662 (30.6%) |
| Vacant Housing Units | 965 ( 8.1%) |
| Median Home Value | $347,776 |
| Average Home Value | $378,644 |
Housing Distribution
Address Breakdown
Residential
11,579
Single Family
10,333
Multi-Family
1,246
Businesses
881
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