31082 Highway 17, Reform, AL, 35481 | $310/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reform at 31082 Highway 17, Reform, AL, 35481 offers a 9.53% rental yield on a $134,900 purchase with $1,071/mo rent. Total monthly income registers $1,071/mo, and a $660/mo payment leaves $310/mo available for distribution. Annual cash flow reaches $3,718/yr on $44,719 to close, and return on cash invested stands at 28.22% in year one. Equity gained on principal adds $870/yr while 5% annual appreciation supports $37,270 over five years. Portfolio math shows five-year ROI at 146.69% and total cumulative return in cash at $65,597. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,071/mo property income against a $660/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2000

1.15 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35481, Reform, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,566 (100%)
Owner Occupied HU	1,016 (64.9%)
Renter Occupied HU	365 (23.3%)
Vacant Housing Units	185 (11.8%)
Median Home Value	$118,852
Average Home Value	$166,078