3106 Finley StMiddletownOH45044








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Middletown at 3106 Finley St, Middletown, OH, 45044 offers a 9.79% rental yield on a $154,500 purchase with $1,260/mo rent. Total monthly income registers $1,260/mo, and a $756/mo payment leaves $244/mo available for distribution. Annual cash flow reaches $2,927/yr on $51,217 to close, and return on cash invested stands at 25.62% in year one. Equity gained on principal adds $997/yr while 5% annual appreciation supports $42,686 over five years. Portfolio math shows five-year ROI at 134% and total cumulative return in cash at $68,631. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,260/mo property income against a $756/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1958
9,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45044, Middletown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,189 (100%) |
| Owner Occupied HU | 13,029 (56.2%) |
| Renter Occupied HU | 8,856 (38.2%) |
| Vacant Housing Units | 1,304 ( 5.6%) |
| Median Home Value | $278,217 |
| Average Home Value | $313,920 |
Housing Distribution
Address Breakdown
Residential
22,115
Single Family
20,523
Multi-Family
1,592
Businesses
1,109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Bobby Agee • Ashwood Realty
Mls Name: Cincy MLS
Mls ID: #1863765








