3105 S 14th PlRogersAR72758

INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3105 S 14th Pl, Rogers, AR, 72758 in Rogers fits: $588,993, 4.4% gross yield, and a projected 5% annual appreciation rate adding $162,728 in value within five years. Rental yield 4.4%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.82) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,425/yr in principal paydown and $162,728 in appreciation project a total return of $131,238.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.5% |
| Monthly Cash Flow | $(1,429) | $450 |
City averages based on Rogers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $3,354 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,098 sqft lot
$N/A/sqft
$575 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2026
6,098 sqft lot
$N/A/sqft
$575 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Jackelyn Cepparo • Buffington Homes of Arkansas
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1341510
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








