3103 NW 3rd StBentonvilleAR72712



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3103 NW 3rd St, Bentonville, AR, 72712 in Bentonville earns a 8.65% gross yield at $380,000. Rent of $2,198/mo nets $473/mo after the $1,709/mo mortgage. The 1.29 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $104,987 and $3,500/yr in equity accumulation project a total cumulative return of $137,826.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.8% |
| Monthly Cash Flow | $473 | $1,250 |
City averages based on Bentonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,198 |
| Total Monthly Debt Service | $2,140 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
9,147 sqft lot
$N/A/sqft
$85 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72712, Bentonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,957 (100%) |
| Owner Occupied HU | 8,555 (47.6%) |
| Renter Occupied HU | 7,700 (42.9%) |
| Vacant Housing Units | 1,702 ( 9.5%) |
| Median Home Value | $458,503 |
| Average Home Value | $534,601 |
Housing Distribution
Address Breakdown
Residential
16,470
Single Family
14,789
Multi-Family
1,681
Businesses
2,994



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2000
9,147 sqft lot
$N/A/sqft
$85 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72712, Bentonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,957 (100%) |
| Owner Occupied HU | 8,555 (47.6%) |
| Renter Occupied HU | 7,700 (42.9%) |
| Vacant Housing Units | 1,702 ( 9.5%) |
| Median Home Value | $458,503 |
| Average Home Value | $534,601 |
Housing Distribution
Address Breakdown
Residential
16,470
Single Family
14,789
Multi-Family
1,681
Businesses
2,994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Tara Hudson • Worth Clark Realty
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1305781
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








