3102 Ginkgo CtStocktonCA95212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Stockton at 3102 Ginkgo Ct, Stockton, CA, 95212 earns $172/mo cash flow from $3,295/mo rent with a $2,349/mo payment. Total monthly income totals $3,295/mo, and annual cash flow totals $2,059/yr on $159,120 capital. ROI tracks 21.2% on current figures, and rental yield reads 8.24% at a $480,000 purchase. Equity gained on principal adds $3,097/yr, and 5% annual appreciation supports $132,615 over five years. Five-year ROI reaches 110.2% and total cumulative return in cash sums $175,349. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,295/mo property income instead of your personal income.
Single Family
Built in 1997
5,087 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95212, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,012 (100%) |
| Owner Occupied HU | 6,702 (74.4%) |
| Renter Occupied HU | 2,043 (22.7%) |
| Vacant Housing Units | 267 ( 3.0%) |
| Median Home Value | $585,227 |
| Average Home Value | $650,452 |
Housing Distribution
Address Breakdown
Residential
8,639
Single Family
8,158
Multi-Family
481
Businesses
179
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Nearby investment properties with comparable prices
Listed by: Michelle M. Valverde • Better Homes and Gardens RE
Mls Name: Bakersfield AOR
Mls Provider:
Mls ID: #202500577
Disclaimer: Information is deemed reliable but not guaranteed. Copyright Golden Empire MLS, Inc. 2025.