3101 Harbor DrSaint AugustineFL32084




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,220/mo, and a $2,716/mo payment. Purchase price stands at $555,000, and rental yield measures 6.96% with $3,220/mo rent. Return on cash invested shows 12.52% in year one, and 5% annual appreciation builds toward $153,336 over five years. Five-year ROI reaches 65.44% and total cumulative return in cash records $119,492. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,220/mo property income covering a $2,716/mo payment rather than investor’s personal income.
Condo
Built in 1983
N/A lot
$N/A/sqft
$684 monthly HOA
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Nearby investment properties with comparable prices



Listed by: Diane Mcwilliams • St Augustine Coastal Real Estate
Mls Name: St Augustine St Johns County BOR
Mls Provider:
Mls ID: #229582
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. 2025 St Augustine & St. Johns County Board of REALTORS. All rights reserved.








