3100 Perry StMount RainierMD20712
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.81% yield at 3100 Perry St, Mount Rainier, MD, 20712 in Mount Rainier is solid, but the $2,541/mo payment compresses net cash flow to $162/mo at $565,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $156,099 by year five, and $5,204/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.45) without U.S. income documentation. Total projected return: $224,747.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 7.2% |
| Monthly Cash Flow | $162 | $850 |
City averages based on Mount Rainier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,676 |
| Total Monthly Debt Service | $3,289 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1909
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20712, Mount Rainier, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,976 (100%) |
| Owner Occupied HU | 1,064 (26.8%) |
| Renter Occupied HU | 2,707 (68.1%) |
| Vacant Housing Units | 205 ( 5.2%) |
| Median Home Value | $578,058 |
| Average Home Value | $572,479 |
Housing Distribution
Address Breakdown
Residential
4,019
Single Family
1,281
Multi-Family
2,738
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1909
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20712, Mount Rainier, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,976 (100%) |
| Owner Occupied HU | 1,064 (26.8%) |
| Renter Occupied HU | 2,707 (68.1%) |
| Vacant Housing Units | 205 ( 5.2%) |
| Median Home Value | $578,058 |
| Average Home Value | $572,479 |
Housing Distribution
Address Breakdown
Residential
4,019
Single Family
1,281
Multi-Family
2,738
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brendan Spear • Caprika Realty
Mls Name: Bright MLS
Mls ID: #MDPG2191118