3100 NE 1st 907 Miami #907MiamiFL33127
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 3100 NE 1st 907 Miami #907, Miami, FL, 33127 in Miami the bet is firmly on appreciation. Rental yield 4.41%. The 4.41% gross yield on a $823,900 price is below income-first thresholds, but 5%/yr value growth projects $227,628 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.82) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $121,675.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.8% |
| Monthly Cash Flow | $(3,029) | $1,850 |
City averages based on Miami market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,031 |
| Total Monthly Debt Service | $5,733 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
N/A lot
$N/A/sqft
$593 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33127, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,349 (100%) |
| Owner Occupied HU | 2,798 (22.7%) |
| Renter Occupied HU | 8,001 (64.8%) |
| Vacant Housing Units | 1,550 (12.6%) |
| Median Home Value | $495,422 |
| Average Home Value | $663,850 |
Housing Distribution
Address Breakdown
Residential
10,554
Single Family
6,760
Multi-Family
3,794
Businesses
1,549
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
N/A lot
$N/A/sqft
$593 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33127, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,349 (100%) |
| Owner Occupied HU | 2,798 (22.7%) |
| Renter Occupied HU | 8,001 (64.8%) |
| Vacant Housing Units | 1,550 (12.6%) |
| Median Home Value | $495,422 |
| Average Home Value | $663,850 |
Housing Distribution
Address Breakdown
Residential
10,554
Single Family
6,760
Multi-Family
3,794
Businesses
1,549
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Wands • Douglas Elliman
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11694061
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.