310 Saint Andrews CtMapletonMN56065
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 310 Saint Andrews Ct, Mapleton, MN, 56065 in Mapleton at $315,900 earns $2,022/mo in rent and nets $49/mo after the $1,420/mo payment, a 7.68% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,277 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $2,909/yr in principal paydown, total projected return reaches $123,089.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $49 | $400 |
City averages based on Mapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,022 |
| Total Monthly Debt Service | $1,847 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56065, Mapleton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 826 (74.4%) |
| Renter Occupied HU | 216 (19.5%) |
| Vacant Housing Units | 68 ( 6.1%) |
| Median Home Value | $309,294 |
| Average Home Value | $334,797 |
Housing Distribution
Address Breakdown
Residential
866
Single Family
803
Multi-Family
63
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56065, Mapleton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 826 (74.4%) |
| Renter Occupied HU | 216 (19.5%) |
| Vacant Housing Units | 68 ( 6.1%) |
| Median Home Value | $309,294 |
| Average Home Value | $334,797 |
Housing Distribution
Address Breakdown
Residential
866
Single Family
803
Multi-Family
63
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices