310 Main StCamp PtIL62320
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Camp Pt rental at 310 Main St, Camp Pt, IL, 62320 sits in the solid-income band: 9.68% gross yield, $2,260/mo rent, $339/mo net after the $1,326/mo debt service, DSCR 1.70. Entry price of $294,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $81,475 and $2,716/yr in principal reduction bring total cumulative return to $126,585.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.0% |
| Monthly Cash Flow | $339 | $300 |
City averages based on Camp Pt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,260 |
| Total Monthly Debt Service | $1,928 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62320, Camp Point, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 952 (100%) |
| Owner Occupied HU | 719 (75.5%) |
| Renter Occupied HU | 141 (14.8%) |
| Vacant Housing Units | 92 ( 9.7%) |
| Median Home Value | $180,754 |
| Average Home Value | $211,930 |
Housing Distribution
Address Breakdown
Residential
843
Single Family
843
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62320, Camp Point, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 952 (100%) |
| Owner Occupied HU | 719 (75.5%) |
| Renter Occupied HU | 141 (14.8%) |
| Vacant Housing Units | 92 ( 9.7%) |
| Median Home Value | $180,754 |
| Average Home Value | $211,930 |
Housing Distribution
Address Breakdown
Residential
843
Single Family
843
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carrie Jo Flesner • Davis & Frese, Inc., REALTORS
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #CA1036169
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.