310 Lincoln #ALLJersey ShorePA17740
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 310 Lincoln #ALL, Jersey Shore, PA, 17740 in Jersey Shore at $1,150,000, 1.34% gross yield, is a market-growth asset. Rental yield 1.34%. The $1,286/mo rent partially funds the $5,171/mo debt service; the core return is the 5%/yr price growth projected to add $317,724 over five years. Ziffy Mortgage's DSCR mortgage (0.25) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $35,714.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 6.2% |
| Monthly Cash Flow | $(6,249) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,286 |
| Total Monthly Debt Service | $7,078 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1990
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17740, Jersey Shore, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,641 (100%) |
| Owner Occupied HU | 3,785 (67.1%) |
| Renter Occupied HU | 1,218 (21.6%) |
| Vacant Housing Units | 638 (11.3%) |
| Median Home Value | $223,754 |
| Average Home Value | $271,316 |
Housing Distribution
Address Breakdown
Residential
5,380
Single Family
5,236
Multi-Family
144
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1990
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17740, Jersey Shore, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,641 (100%) |
| Owner Occupied HU | 3,785 (67.1%) |
| Renter Occupied HU | 1,218 (21.6%) |
| Vacant Housing Units | 638 (11.3%) |
| Median Home Value | $223,754 |
| Average Home Value | $271,316 |
Housing Distribution
Address Breakdown
Residential
5,380
Single Family
5,236
Multi-Family
144
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Boyd H Phillips • FISH REAL ESTATE
Mls Name: West Branch Valley AOR
Mls ID: #WB-101335