310 E Clark StEast HelenaMT59635
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 310 E Clark St, East Helena, MT, 59635 in East Helena earns a 9.08% gross yield at $518,000. Rent of $3,919/mo nets $892/mo after the $2,329/mo mortgage. The 1.68 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $143,114 and $4,771/yr in equity accumulation project a total cumulative return of $253,018.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $892 | $400 |
City averages based on East Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,919 |
| Total Monthly Debt Service | $2,821 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
8,407 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59635, East Helena, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,477 (100%) |
| Owner Occupied HU | 2,639 (75.9%) |
| Renter Occupied HU | 687 (19.8%) |
| Vacant Housing Units | 151 ( 4.3%) |
| Median Home Value | $384,643 |
| Average Home Value | $424,353 |
Housing Distribution
Address Breakdown
Residential
2,505
Single Family
2,505
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
8,407 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59635, East Helena, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,477 (100%) |
| Owner Occupied HU | 2,639 (75.9%) |
| Renter Occupied HU | 687 (19.8%) |
| Vacant Housing Units | 151 ( 4.3%) |
| Median Home Value | $384,643 |
| Average Home Value | $424,353 |
Housing Distribution
Address Breakdown
Residential
2,505
Single Family
2,505
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MRMLS
Mls ID: #30065149