310 E Bean StLincolnAR72744
INVESTMENT ANALYSIS
Investment Verdict
Solid Income310 E Bean St, Lincoln, AR, 72744 in Lincoln is a solid income-producing rental, 9.29% gross yield, $2,209/mo rent, $479/mo net cash flow on a $285,500 buy. DSCR 1.72 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $78,878 and $2,629/yr in principal reduction project a total cumulative return of $138,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $479 | $400 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,209 |
| Total Monthly Debt Service | $1,616 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marla Roberds • Simplicity Real Estate Solutions
Mls Name: NABOR AR
Mls Provider:
Mls ID: #1302448
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.