31 W Ridley AveNorwoodPA19074
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow31 W Ridley Ave, Norwood, PA, 19074 in Norwood is a top-tier cash-flow asset. At $199,900 it produces $5,225/mo in rent and $3,608/mo in net monthly income, a 31.36% gross rental yield. The DSCR of 5.81 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $43,293. Five-year appreciation adds $55,229, driving a total cumulative return of $309,650.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 31.4% | 6.2% |
| Monthly Cash Flow | $3,608 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,225 |
| Total Monthly Debt Service | $1,538 |
| DSCR Ratio | 3.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19074, Norwood, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,404 (100%) |
| Owner Occupied HU | 1,735 (72.2%) |
| Renter Occupied HU | 571 (23.8%) |
| Vacant Housing Units | 98 ( 4.1%) |
| Median Home Value | $255,789 |
| Average Home Value | $282,486 |
Housing Distribution
Address Breakdown
Residential
2,325
Single Family
2,107
Multi-Family
218
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19074, Norwood, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,404 (100%) |
| Owner Occupied HU | 1,735 (72.2%) |
| Renter Occupied HU | 571 (23.8%) |
| Vacant Housing Units | 98 ( 4.1%) |
| Median Home Value | $255,789 |
| Average Home Value | $282,486 |
Housing Distribution
Address Breakdown
Residential
2,325
Single Family
2,107
Multi-Family
218
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices