31 Tres Lagunas RdTererroNM87573
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 31 Tres Lagunas Rd, Tererro, NM, 87573 in Tererro fits: $1,275,000, 4.17% gross yield, and a projected 5% annual appreciation rate adding $352,259 in value within five years. Rental yield 4.17%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.77) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,743/yr in principal paydown and $352,259 in appreciation project a total return of $258,261.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(3,503) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,431 |
| Total Monthly Debt Service | $7,427 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
2,178 sqft lot
$N/A/sqft
$5,404 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87573, Tererro, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 382 (100%) |
| Owner Occupied HU | 90 (23.6%) |
| Renter Occupied HU | 20 ( 5.2%) |
| Vacant Housing Units | 272 (71.2%) |
| Median Home Value | $213,636 |
| Average Home Value | $427,722 |
Housing Distribution
Address Breakdown
Residential
30
Single Family
30
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
2,178 sqft lot
$N/A/sqft
$5,404 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87573, Tererro, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 382 (100%) |
| Owner Occupied HU | 90 (23.6%) |
| Renter Occupied HU | 20 ( 5.2%) |
| Vacant Housing Units | 272 (71.2%) |
| Median Home Value | $213,636 |
| Average Home Value | $427,722 |
Housing Distribution
Address Breakdown
Residential
30
Single Family
30
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Bennett • Coldwell Banker Mountain Prop
Mls Name: SFARMLS
Mls Provider:
Mls ID: #202402094
Disclaimer: The data relating to real estate for sale in this web site comes in part from the Internet Data exchange (IDX) program of SFAR MLS, Inc. Real estate listings held by brokers other than Zillow, Inc. are marked with the IDX Logo. All data in this web site is deemed reliable but is not guaranteed.