31 Sunnydale CtDeatsvilleAL36022
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 31 Sunnydale Ct, Deatsville, AL, 36022 in Deatsville speaks for itself: 10.36% gross on a $315,000 price, generating $2,720/mo in rent and $942/mo in net income after the $1,416/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,309 stacks alongside $87,029 in projected five-year appreciation and $2,901/yr in principal reduction. Projected total cumulative return: $179,350.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $942 | $300 |
City averages based on Deatsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,720 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36022, Deatsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 4,758 (80.9%) |
| Renter Occupied HU | 773 (13.2%) |
| Vacant Housing Units | 347 ( 5.9%) |
| Median Home Value | $232,558 |
| Average Home Value | $248,431 |
Housing Distribution
Address Breakdown
Residential
5,667
Single Family
5,667
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36022, Deatsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 4,758 (80.9%) |
| Renter Occupied HU | 773 (13.2%) |
| Vacant Housing Units | 347 ( 5.9%) |
| Median Home Value | $232,558 |
| Average Home Value | $248,431 |
Housing Distribution
Address Breakdown
Residential
5,667
Single Family
5,667
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessilyn Townsend • Reality Real Estate
Mls Name: Pike County BOR
Mls ID: #28029