31 Sunny DrMorriltonAR72110
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Morrilton rental at 31 Sunny Dr, Morrilton, AR, 72110 sits in the solid-income band: 8.3% gross yield, $2,272/mo rent, $297/mo net after the $1,477/mo debt service, DSCR 1.54. Entry price of $328,465 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $90,749 and $3,025/yr in principal reduction bring total cumulative return to $143,487.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $297 | $300 |
City averages based on Morrilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,272 |
| Total Monthly Debt Service | $1,844 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72110, Morrilton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,190 (58.1%) |
| Renter Occupied HU | 1,637 (29.8%) |
| Vacant Housing Units | 659 (12.0%) |
| Median Home Value | $164,522 |
| Average Home Value | $198,505 |
Housing Distribution
Address Breakdown
Residential
4,966
Single Family
4,828
Multi-Family
138
Businesses
616
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72110, Morrilton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,190 (58.1%) |
| Renter Occupied HU | 1,637 (29.8%) |
| Vacant Housing Units | 659 (12.0%) |
| Median Home Value | $164,522 |
| Average Home Value | $198,505 |
Housing Distribution
Address Breakdown
Residential
4,966
Single Family
4,828
Multi-Family
138
Businesses
616
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices