31 Shinnecock Hills LnHazle TownshipPA18202
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 31 Shinnecock Hills Ln, Hazle Township, PA, 18202 in Hazle Township fits: $665,900, 3.51% gross yield, and a projected 5% annual appreciation rate adding $183,976 in value within five years. Rental yield 3.51%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.65) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,133/yr in principal paydown and $183,976 in appreciation project a total return of $91,176.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.2% |
| Monthly Cash Flow | $(2,532) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,947 |
| Total Monthly Debt Service | $4,214 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
7,200 sqft lot
$N/A/sqft
$1,380 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18202, Hazleton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,760 (100%) |
| Owner Occupied HU | 3,895 (57.6%) |
| Renter Occupied HU | 1,998 (29.6%) |
| Vacant Housing Units | 867 (12.8%) |
| Median Home Value | $230,774 |
| Average Home Value | $244,610 |
Housing Distribution
Address Breakdown
Residential
5,929
Single Family
5,736
Multi-Family
193
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
7,200 sqft lot
$N/A/sqft
$1,380 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18202, Hazleton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,760 (100%) |
| Owner Occupied HU | 3,895 (57.6%) |
| Renter Occupied HU | 1,998 (29.6%) |
| Vacant Housing Units | 867 (12.8%) |
| Median Home Value | $230,774 |
| Average Home Value | $244,610 |
Housing Distribution
Address Breakdown
Residential
5,929
Single Family
5,736
Multi-Family
193
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy Dixit • Keller Williams Real Estate, Kingston
Mls Name: Luzerne County AOR
Mls ID: #25-1497
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.