31 River Chase DrTraphillNC28685
INVESTMENT ANALYSIS
Investment Verdict
Solid Income31 River Chase Dr, Traphill, NC, 28685 in Traphill is a solid income-producing rental, 8.33% gross yield, $2,359/mo rent, $287/mo net cash flow on a $339,900 buy. DSCR 1.54 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $93,908 and $3,131/yr in principal reduction project a total cumulative return of $147,314.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $287 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,359 |
| Total Monthly Debt Service | $1,936 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28685, Traphill, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 992 (100%) |
| Owner Occupied HU | 680 (68.5%) |
| Renter Occupied HU | 156 (15.7%) |
| Vacant Housing Units | 156 (15.7%) |
| Median Home Value | $221,474 |
| Average Home Value | $288,974 |
Housing Distribution
Address Breakdown
Residential
825
Single Family
825
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28685, Traphill, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 992 (100%) |
| Owner Occupied HU | 680 (68.5%) |
| Renter Occupied HU | 156 (15.7%) |
| Vacant Housing Units | 156 (15.7%) |
| Median Home Value | $221,474 |
| Average Home Value | $288,974 |
Housing Distribution
Address Breakdown
Residential
825
Single Family
825
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Ward • Ward & Ward Properties, LLC
Mls Name: Triad MLS
Mls Provider:
Mls ID: #1159242
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