31 Princeville CtPetalumaCA94954
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.85% gross rental yield, 31 Princeville Ct, Petaluma, CA, 94954 in Petaluma is priced for capital growth, not immediate cash flow. The $1,310,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $361,929 by year five, with $12,065/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.87) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $275,706.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.0% |
| Monthly Cash Flow | $(4,410) | $1,500 |
City averages based on Petaluma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,141 |
| Total Monthly Debt Service | $8,088 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
5,876 sqft lot
$N/A/sqft
$128 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94954, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 9,664 (64.3%) |
| Renter Occupied HU | 4,649 (30.9%) |
| Vacant Housing Units | 717 ( 4.8%) |
| Median Home Value | $805,413 |
| Average Home Value | $821,285 |
Housing Distribution
Address Breakdown
Residential
14,814
Single Family
12,813
Multi-Family
2,001
Businesses
1,036
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
5,876 sqft lot
$N/A/sqft
$128 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94954, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 9,664 (64.3%) |
| Renter Occupied HU | 4,649 (30.9%) |
| Vacant Housing Units | 717 ( 4.8%) |
| Median Home Value | $805,413 |
| Average Home Value | $821,285 |
Housing Distribution
Address Breakdown
Residential
14,814
Single Family
12,813
Multi-Family
2,001
Businesses
1,036
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary A Brown • Medallion Real Estate Group
Mls Name: BAREIS
Mls Provider:
Mls ID: #325028290
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.