31 Oakland Avenue, Port Jefferson Station, NY, 11776 | $795/mo Cash Flow

For Sale

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Port Jefferson Station at 31 Oakland Avenue, Port Jefferson Station, NY, 11776 offers a 10.29% rental yield on a $420,000 purchase with $3,600/mo rent. Total monthly income registers $3,600/mo, and a $2,056/mo payment leaves $795/mo available for distribution. Annual cash flow reaches $9,540/yr on $139,230 to close, and return on cash invested stands at 26.76% in year one. Equity gained on principal adds $2,710/yr while 5% annual appreciation supports $116,038 over five years. Portfolio math shows five-year ROI at 140.21% and total cumulative return in cash at $195,211. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,600/mo property income against a $2,056/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1945

6,098 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 11776, Port Jefferson Station, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,930 (100%)
Owner Occupied HU	6,454 (72.3%)
Renter Occupied HU	2,043 (22.9%)
Vacant Housing Units	433 ( 4.8%)
Median Home Value	$562,835
Average Home Value	$593,941