31 Ivy LnGettysburgPA17325
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 31 Ivy Ln, Gettysburg, PA, 17325 in Gettysburg worth modelling. At $340,000 with a 7.91% gross yield, the $2,241/mo rent leaves $13/mo after the $1,529/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.47 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $93,936 by year five; $3,131/yr in principal reduction adds further equity. Total projected return: $130,343.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $13 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,241 |
| Total Monthly Debt Service | $2,093 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2008
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17325, Gettysburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,467 (100%) |
| Owner Occupied HU | 8,638 (69.3%) |
| Renter Occupied HU | 3,038 (24.4%) |
| Vacant Housing Units | 791 ( 6.3%) |
| Median Home Value | $341,062 |
| Average Home Value | $376,304 |
Housing Distribution
Address Breakdown
Residential
12,113
Single Family
11,738
Multi-Family
375
Businesses
1,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2008
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17325, Gettysburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,467 (100%) |
| Owner Occupied HU | 8,638 (69.3%) |
| Renter Occupied HU | 3,038 (24.4%) |
| Vacant Housing Units | 791 ( 6.3%) |
| Median Home Value | $341,062 |
| Average Home Value | $376,304 |
Housing Distribution
Address Breakdown
Residential
12,113
Single Family
11,738
Multi-Family
375
Businesses
1,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Holly Purdy • RE/MAX of Gettysburg
Mls Name: Bright MLS
Mls ID: #PAAD2018620