31 Eight Point CtPine MountainGA31822
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.04%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $98,771, and $3,293/yr in principal equity projects total return of $111,190.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 8.0% |
| Monthly Cash Flow | $(376) | $1,500 |
City averages based on Pine Mountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $2,034 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31822, Pine Mountain, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,895 (100%) |
| Owner Occupied HU | 1,915 (66.1%) |
| Renter Occupied HU | 473 (16.3%) |
| Vacant Housing Units | 507 (17.5%) |
| Median Home Value | $325,521 |
| Average Home Value | $374,791 |
Housing Distribution
Address Breakdown
Residential
2,138
Single Family
2,010
Multi-Family
128
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31822, Pine Mountain, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,895 (100%) |
| Owner Occupied HU | 1,915 (66.1%) |
| Renter Occupied HU | 473 (16.3%) |
| Vacant Housing Units | 507 (17.5%) |
| Median Home Value | $325,521 |
| Average Home Value | $374,791 |
Housing Distribution
Address Breakdown
Residential
2,138
Single Family
2,010
Multi-Family
128
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vikki Traywick • Champions Realty
Mls Name: CBORGA
Mls ID: #222759