31 Cross St, Urbanna, VA, 23175 | 6.09% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1142 sft

6165 Ark Rd #1, Gloucester, VA, 23061

2 Bed
1 Bath
962 sft

4393 Windmill Point Rd, White Stone, VA, 22578

3 Bed
2 Bath
1119 sft

11078 Woods Cross Rd, Gloucester, VA, 23061

3 Bed
2 Bath
1340 sft

50 Gordon Dr, Weems, VA, 22576

Nearby investment properties with comparable prices

3 Bed
2 Bath
1214 sft

7949 Pennsylvania Ave, West Point, VA, 23181

3 Bed
2 Bath
1440 sft

3086 Houston Dr, Toano, VA, 23168

3 Bed
2 Bath
2249 sft

300 Thompson Ave, West Point, VA, 23181

3 Bed
2 Bath
1266 sft

153 Walnut St, Kilmarnock, VA, 22482

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Total monthly income runs $2,075/mo, and a $2,002/mo payment. Purchase price stands at $409,000, and rental yield measures 6.09% with $2,075/mo rent. Return on cash invested shows 16.63% in year one, and 5% annual appreciation builds toward $112,999 over five years. Five-year ROI reaches 85% and total cumulative return in cash records $115,245. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,075/mo property income covering a $2,002/mo payment rather than investor’s personal income.

Single Family

Built in 1929

0.29 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 23175, Urbanna, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,318 (100%)
Owner Occupied HU	748 (56.8%)
Renter Occupied HU	186 (14.1%)
Vacant Housing Units	384 (29.1%)
Median Home Value	$381,609
Average Home Value	$400,846