31 Church Hill RoadNew Preston Marble DaleCT06794
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 31 Church Hill Road, New Preston Marble Dale, CT, 06794 in New Preston Marble Dale at $675,000. Rental yield 6.54%. The 6.54% yield and 1.21 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $186,490 by year five, and $6,217/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $199,380.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.0% |
| Monthly Cash Flow | $(907) | $1,500 |
City averages based on New Preston Marble Dale market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,679 |
| Total Monthly Debt Service | $4,318 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
1.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06794, Washington Depot, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 659 (100%) |
| Owner Occupied HU | 344 (52.2%) |
| Renter Occupied HU | 103 (15.6%) |
| Vacant Housing Units | 212 (32.2%) |
| Median Home Value | $712,264 |
| Average Home Value | $1,028,016 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
538
Multi-Family
10
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
1.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06794, Washington Depot, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 659 (100%) |
| Owner Occupied HU | 344 (52.2%) |
| Renter Occupied HU | 103 (15.6%) |
| Vacant Housing Units | 212 (32.2%) |
| Median Home Value | $712,264 |
| Average Home Value | $1,028,016 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
538
Multi-Family
10
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Smart MLS
Mls ID: #24187056