31 Bloomsbury StFalling WatersWV25419
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 31 Bloomsbury St, Falling Waters, WV, 25419 in Falling Waters. At $276,900 it earns $2,260/mo in rent and distributes $626/mo to the owner after the $1,245/mo payment, a consistent 9.79% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $76,502 in value; $2,550/yr in principal paydown compounds ownership stake. Total projected return: $146,895.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.8% |
| Monthly Cash Flow | $626 | $450 |
City averages based on Falling Waters market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,260 |
| Total Monthly Debt Service | $1,492 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25419, Falling Waters, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,917 (100%) |
| Owner Occupied HU | 4,619 (78.1%) |
| Renter Occupied HU | 925 (15.6%) |
| Vacant Housing Units | 373 ( 6.3%) |
| Median Home Value | $343,353 |
| Average Home Value | $360,467 |
Housing Distribution
Address Breakdown
Residential
5,402
Single Family
5,247
Multi-Family
155
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25419, Falling Waters, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,917 (100%) |
| Owner Occupied HU | 4,619 (78.1%) |
| Renter Occupied HU | 925 (15.6%) |
| Vacant Housing Units | 373 ( 6.3%) |
| Median Home Value | $343,353 |
| Average Home Value | $360,467 |
Housing Distribution
Address Breakdown
Residential
5,402
Single Family
5,247
Multi-Family
155
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #WVBE2049176