31 Amherst StRoslindaleMA02131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Roslindale rental at 31 Amherst St, Roslindale, MA, 02131 sits in the solid-income band: 8.02% gross yield, $4,442/mo rent, $251/mo net after the $3,152/mo debt service, DSCR 1.41. Entry price of $665,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $183,727 and $5,575/yr in principal reduction bring total cumulative return to $256,140.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $251 | $1,200 |
City averages based on Roslindale market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,442 |
| Total Monthly Debt Service | $4,089 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02131, Roslindale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,689 (100%) |
| Owner Occupied HU | 6,509 (51.3%) |
| Renter Occupied HU | 5,417 (42.7%) |
| Vacant Housing Units | 763 ( 6.0%) |
| Median Home Value | $673,929 |
| Average Home Value | $736,627 |
Housing Distribution
Address Breakdown
Residential
11,926
Single Family
9,333
Multi-Family
2,593
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73547721
