31 3rd Ave, Baltimore, MD, 21227 | $519/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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31 3rd Ave, Baltimore, MD, 21227 | $519/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 31 3rd Ave, Baltimore, MD, 21227 priced at $370,000 pairs $2,820/mo rent with $519/mo cash flow after a $1,811/mo payment. Total monthly income equals $2,820/mo, and annual cash flow comes to $6,225/yr on $122,655 invested. Return on cash invested is 24.98% in year one, and rental yield stands at 9.15% on a $370,000 basis. Equity gained on principal adds $2,388/yr, and 5% annual appreciation accumulates to $102,224 by year five. Five-year ROI measures 130.11% and total cumulative return in cash reaches $159,581. For financing, Ziffy Mortgage’s DSCR program evaluates $2,820/mo property income against a $1,811/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1920

5,000 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully maintained 3-bedroom, 2-bath home nestled in the heart of Halethorpe. This charming property offers a warm and inviting layout, beginning with a bright living room highlighted by generous natural light and comfortable space for both everyday living and entertaining. The updated kitchen features ample cabinetry, solid countertop space, and an efficient design that flows easily into the dining area, making meal prep and gatherings effortless. The home includes three well-sized bedrooms, each offering good closet space and versatility for guests, a home office, or family needs. The two full bathrooms are tastefully updated, providing modern convenience and comfort. The lower level adds even more functional living spaceperfect as a family room, recreation area, or additional storageallowing the home to adapt to a variety of lifestyles. Outside, enjoy a usable backyard ideal for hosting, gardening, or unwinding in a private outdoor setting. A driveway and accessible street parking add ease for everyday routines. Located near major commuter routes including I-695, I-95, and Washington Blvd, this home offers excellent access to Downtown Baltimore, local shops, schools, and nearby parks. With a combination of charm, convenience, and thoughtful updates, this property is truly move-in ready and a wonderful opportunity in a highly desirable Baltimore County community.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21227, Halethorpe, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,782 (100%)
Owner Occupied HU	8,244 (59.8%)
Renter Occupied HU	4,715 (34.2%)
Vacant Housing Units	823 ( 6.0%)
Median Home Value	$328,317
Average Home Value	$368,618