3096 Campground RdWinstonGA30187
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3096 Campground Rd, Winston, GA, 30187 in Winston speaks for itself: 11% gross on a $219,900 price, generating $2,016/mo in rent and $678/mo in net income after the $989/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,132 stacks alongside $60,754 in projected five-year appreciation and $2,025/yr in principal reduction. Projected total cumulative return: $126,881.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.0% |
| Monthly Cash Flow | $678 | $300 |
City averages based on Winston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,016 |
| Total Monthly Debt Service | $1,251 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30187, Winston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,349 (100%) |
| Owner Occupied HU | 2,834 (84.6%) |
| Renter Occupied HU | 399 (11.9%) |
| Vacant Housing Units | 116 ( 3.5%) |
| Median Home Value | $404,988 |
| Average Home Value | $431,925 |
Housing Distribution
Address Breakdown
Residential
3,486
Single Family
3,486
Multi-Family
0
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30187, Winston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,349 (100%) |
| Owner Occupied HU | 2,834 (84.6%) |
| Renter Occupied HU | 399 (11.9%) |
| Vacant Housing Units | 116 ( 3.5%) |
| Median Home Value | $404,988 |
| Average Home Value | $431,925 |
Housing Distribution
Address Breakdown
Residential
3,486
Single Family
3,486
Multi-Family
0
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices