3094 Spring StOmroWI54963
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 3094 Spring St, Omro, WI, 54963 in Omro: $1,255/mo in rent, $349/mo in net income, 11.16% gross yield, 2.07 DSCR, all at $135,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $37,298 in appreciation and $1,243/yr in principal paydown projects total cumulative return of $73,958.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $349 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,255 |
| Total Monthly Debt Service | $852 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54963, Omro, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,356 (100%) |
| Owner Occupied HU | 2,531 (75.4%) |
| Renter Occupied HU | 533 (15.9%) |
| Vacant Housing Units | 292 ( 8.7%) |
| Median Home Value | $311,250 |
| Average Home Value | $362,670 |
Housing Distribution
Address Breakdown
Residential
3,220
Single Family
3,081
Multi-Family
139
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54963, Omro, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,356 (100%) |
| Owner Occupied HU | 2,531 (75.4%) |
| Renter Occupied HU | 533 (15.9%) |
| Vacant Housing Units | 292 ( 8.7%) |
| Median Home Value | $311,250 |
| Average Home Value | $362,670 |
Housing Distribution
Address Breakdown
Residential
3,220
Single Family
3,081
Multi-Family
139
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices