3091 Riddle View LnCincinnatiOH45220
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 3091 Riddle View Ln, Cincinnati, OH, 45220 in Cincinnati is a conservative rental investment at $759,000. Rental yield 6.82%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $209,698; $6,990/yr in principal paydown supplements. Total projected return: $245,564.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.8% |
| Monthly Cash Flow | $(676) | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,316 |
| Total Monthly Debt Service | $4,691 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1949
8,973 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45220, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,635 (100%) |
| Owner Occupied HU | 1,718 (22.5%) |
| Renter Occupied HU | 5,041 (66.0%) |
| Vacant Housing Units | 876 (11.5%) |
| Median Home Value | $424,931 |
| Average Home Value | $454,299 |
Housing Distribution
Address Breakdown
Residential
7,404
Single Family
3,102
Multi-Family
4,302
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1949
8,973 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45220, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,635 (100%) |
| Owner Occupied HU | 1,718 (22.5%) |
| Renter Occupied HU | 5,041 (66.0%) |
| Vacant Housing Units | 876 (11.5%) |
| Median Home Value | $424,931 |
| Average Home Value | $454,299 |
Housing Distribution
Address Breakdown
Residential
7,404
Single Family
3,102
Multi-Family
4,302
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dania Barazi • The Barazi Group LLC
Mls Name: Cincy MLS
Mls ID: #1868309