309 W Wall StSturgeonMO65284
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 309 W Wall St, Sturgeon, MO, 65284 in Sturgeon. At $185,000 it earns $1,505/mo in rent and distributes $353/mo to the owner after the $832/mo payment, a consistent 9.76% yield. DSCR 1.81 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $51,112 in value; $1,704/yr in principal paydown compounds ownership stake. Total projected return: $92,921.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $353 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,505 |
| Total Monthly Debt Service | $1,079 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65284, Sturgeon, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,036 (100%) |
| Owner Occupied HU | 777 (75.0%) |
| Renter Occupied HU | 192 (18.5%) |
| Vacant Housing Units | 67 ( 6.5%) |
| Median Home Value | $278,061 |
| Average Home Value | $325,154 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
828
Multi-Family
31
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65284, Sturgeon, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,036 (100%) |
| Owner Occupied HU | 777 (75.0%) |
| Renter Occupied HU | 192 (18.5%) |
| Vacant Housing Units | 67 ( 6.5%) |
| Median Home Value | $278,061 |
| Average Home Value | $325,154 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
828
Multi-Family
31
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices