309 N Hartley St, York, PA, 17401 | $440/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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309 N Hartley St, York, PA, 17401 | $440/mo Cash Flow | Ziffy

For Sale

Listed for sale today

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in York at 309 N Hartley St, York, PA, 17401 earns $440/mo cash flow from $1,684/mo rent with a $929/mo payment. Total monthly income totals $1,684/mo, and annual cash flow totals $5,281/yr on $62,952 capital. ROI tracks 28.3% on current figures, and rental yield reads 10.64% at a $189,900 purchase. Equity gained on principal adds $1,225/yr, and 5% annual appreciation supports $52,466 over five years. Five-year ROI reaches 148.37% and total cumulative return in cash sums $93,401. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,684/mo property income instead of your personal income.

Single Family

Built in 1900

2,762 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautifully renovated Colonial located in the York City School District. The main level features a bright living room and dining room with new luxury vinyl flooring, fresh paint, and modern light fixtures, creating a warm and inviting space perfect for everyday living and entertaining. The kitchen offers new white cabinets, quartz countertops, porcelain tile backsplash, recessed lighting, new LVP flooring, an electric stove, and a new refrigerator. A convenient half bath on the main level includes new flooring, a new vanity, and a new toilet. The second floor offers three bedrooms with fresh paint, updated lighting, and closets, along with a fully remodeled full bathroom featuring tile flooring, fully tiled walls, a tiled shower, a new vanity, and a new toilet. The third floor includes two additional bedrooms with brand-new carpeting. This home also includes significant recent mechanical upgrades for added comfort and peace of mind. It features central air conditioning, a brand-new furnace installed in May 2025, and a new water heater installed in April 2025. These updates ensure efficient heating and cooling year-round, offering reliability and reduced maintenance for the new owner. Laundry is conveniently located in the basement, providing ample space for storage and household needs. Close to shopping, dining, parks, and commuter routes. FHA, VA, Conventional, and Cash offers welcome. Experience the perfect combination of timeless elegance, modern updates, and unbeatable locationschedule your private showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 17401, York, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,510 (100%)
Owner Occupied HU	1,858 (21.8%)
Renter Occupied HU	5,457 (64.1%)
Vacant Housing Units	1,195 (14.0%)
Median Home Value	$84,129
Average Home Value	$178,841