309 E Pace DrPerryFL32347
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 309 E Pace Dr, Perry, FL, 32347 in Perry speaks for itself: 24.43% gross on a $160,000 price, generating $3,257/mo in rent and $2,195/mo in net income after the $719/mo debt service. DSCR 4.53, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $26,340 stacks alongside $44,205 in projected five-year appreciation and $1,474/yr in principal reduction. Projected total cumulative return: $202,300.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.4% | 8.0% |
| Monthly Cash Flow | $2,195 | $150 |
City averages based on Perry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,257 |
| Total Monthly Debt Service | $998 |
| DSCR Ratio | 3.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32347, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,536 (100%) |
| Owner Occupied HU | 2,482 (70.2%) |
| Renter Occupied HU | 646 (18.3%) |
| Vacant Housing Units | 408 (11.5%) |
| Median Home Value | $145,985 |
| Average Home Value | $178,457 |
Housing Distribution
Address Breakdown
Residential
3,241
Single Family
3,241
Multi-Family
0
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32347, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,536 (100%) |
| Owner Occupied HU | 2,482 (70.2%) |
| Renter Occupied HU | 646 (18.3%) |
| Vacant Housing Units | 408 (11.5%) |
| Median Home Value | $145,985 |
| Average Home Value | $178,457 |
Housing Distribution
Address Breakdown
Residential
3,241
Single Family
3,241
Multi-Family
0
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices