309 County Road 804 #E204FraserCO80442
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 309 County Road 804 #E204, Fraser, CO, 80442 in Fraser achieves a 1.57 ratio at $459,000: $3,239/mo rent versus $2,064/mo debt service. Rental yield 8.47%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.47% yield compounds alongside 5% annual appreciation projecting $126,813 in value. Total projected cumulative return: $172,792.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 8.0% |
| Monthly Cash Flow | $(50) | $1,500 |
City averages based on Fraser market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,239 |
| Total Monthly Debt Service | $3,106 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
N/A lot
$N/A/sqft
$614 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80442, Fraser, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,031 (100%) |
| Owner Occupied HU | 603 (19.9%) |
| Renter Occupied HU | 580 (19.1%) |
| Vacant Housing Units | 1,848 (61.0%) |
| Median Home Value | $617,553 |
| Average Home Value | $712,645 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
N/A lot
$N/A/sqft
$614 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80442, Fraser, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,031 (100%) |
| Owner Occupied HU | 603 (19.9%) |
| Renter Occupied HU | 580 (19.1%) |
| Vacant Housing Units | 1,848 (61.0%) |
| Median Home Value | $617,553 |
| Average Home Value | $712,645 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Moran • West and Main Homes Inc
Mls Name: REcolorado
Mls Provider:
Mls ID: #6104480
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