3087 N Cemetery RdCass CityMI48726
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 3087 N Cemetery Rd, Cass City, MI, 48726 in Cass City. At $192,000 it earns $1,621/mo in rent and distributes $355/mo to the owner after the $863/mo payment, a consistent 10.13% yield. DSCR 1.88 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $53,046 in value; $1,768/yr in principal paydown compounds ownership stake. Total projected return: $96,012.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.0% |
| Monthly Cash Flow | $355 | $450 |
City averages based on Cass City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,621 |
| Total Monthly Debt Service | $1,190 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48726, Cass City, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,671 (100%) |
| Owner Occupied HU | 2,041 (76.4%) |
| Renter Occupied HU | 411 (15.4%) |
| Vacant Housing Units | 219 ( 8.2%) |
| Median Home Value | $162,688 |
| Average Home Value | $205,603 |
Housing Distribution
Address Breakdown
Residential
2,602
Single Family
2,581
Multi-Family
21
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48726, Cass City, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,671 (100%) |
| Owner Occupied HU | 2,041 (76.4%) |
| Renter Occupied HU | 411 (15.4%) |
| Vacant Housing Units | 219 ( 8.2%) |
| Median Home Value | $162,688 |
| Average Home Value | $205,603 |
Housing Distribution
Address Breakdown
Residential
2,602
Single Family
2,581
Multi-Family
21
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices